Xisaabaha on caymiska bulshada iyo dayactirka, taararka, dabeecadda, horumar, hubinta iyo xisaabinta xisaabaadka caymiska bulshada iyo daryeelka

bulshada Modern waa dhexgalay. qarnigii A ka hor dadka ku riyoon karaa oo keliya ee ah "xirmo bulshada". Bixinta canshuurta iyo lacagaha kale aan Tanina faa'iido ugu jirin dadka ka shaqeeyo fudud. Muddo sanado ah, wax is beddeleen. Dabcan, hadda nidaamka ammaanka bulshada aan waa qumman yahay, laakiin waxa jirta. In xiriir this, muwaadin kasta oo si rasmi ah u shaqeeya qabaneysa ka badan lacagta ee lacagaha federaalka. Hadafka xisaabinta iyo wareejinta lacagaha, sida maaliyadda ee bulshada, loo xilsaaray inay garbaha u shaqayso ee. XISAABIN caymiska bulshada iyo dayactirka - mid ka mid ah hawlaha bulk ugu. Ina keena aynu ka fiirsanayn in faahfaahin dheeraad ah.

Maxay yihiin faa'iidooyinka caymiska?

Iyadoo la tixraacayo sharciga ee Ruushka abuuray saddex lacag gaar ah off-miisaaniyadda federaalka adeegyada bulshada si muwaadiniinta, ammaanka bulshada, daryeelka caafimaadka iyo lacagta hawlgabka (FSS, HIF MHI iyo PF, siday u kala horreeyaan). cidda ku wareejinaya xaddi gaar ah shaqaalaha ay mid kasta oo lacag ah.

In kiiska caymiska fund ku habboon ka dhigaysa lacagta si shaqsi ah in uu leeyahay muddo caymis gaar ah. Qaadashada hab sidoo kale dhacda iyada oo xisaab-shaqeeyahaaga.

Account loogu talagalay is dhexgalka ee lacagaha bulshada

XISAABIN caymiska bulshada iyo dayactirka waxaa loo sameeyaa iyadoo la isticmaalayo xisaabta 69. Waxa uu leeyahay qaab-dhismeedka firfircoon-dadban. Qaadhaanka mid kasta oo ka mid ah lacag aan miisaaniyadda -xisaabaadka sub u furan:

• 69/01 "Xisaabtaan la FSS";
• 69/02 "Degsiimada la PF";
• 69/03 "Degsiimada la HIF."

Si ay u fuliyaan tabarruca badbaadada bulshada qofka shaqaalaha ah - waajib ku ah ee shirkada. Xaaladdan oo kale, by "Degsiimada on caymiska bulshada iyo daryeelka" - hantida ama deyn dheelitirka? Inta badan, data ku qoran yihiin oo kaliya in caajis ah, laakiin waxaa suurto gal ah iyo ka muuqataa in hantida, ka dib markii lid ku ah dheelitirka firfircoon-dadban iyo final oo dhan sameysmi karaa in qayb ka mid ah biilka.

Kordhinta lacagta tabaruca in, FSS ku HIF iyo PF, iyo sidoo kale accrual ee xisaabaadka amaah muujiyaan 69. On dhinaca kharashka qiimaha ku tilmaamay in xisaab kharashka shaqaalaha dayactirka, E. ie. Si debit xisaab isla, kaas oo ka tarjumaya cadadka mushaharka . Waayo, shaqaalaha wax soo saarka debit weyn ee 20 waxaa loo isticmaali doonaa maamul - 26. Baayac debit soo gala lacagta canshuurta bulshada by 44 qodob.

Marka bixinta qadar ku saabsan ammaanka bulshada ee shaqaalaha by 69 gala, oon xisaabaadka tarjumaysaa geeddi-socodka fulinta waajibaadkiisa hadda.

Doorka loo qoondeeyey in ay ka FSS

Caymiska Fund Social - labaad ee ugu weyn Russia. Waxaa jira caddadka wxbarashada diro by canshuur guud ahaan dalka. Qayb ka mid ah lacagta maalgeliya dowlada. Halkee lacagta ma ka fund this? Sababo la FSS ah, qof ay sabab u tahay xaaladda dadka naafada ah wuxuu heli karaa magdhow xaaladaha dakhli lumista:

• cudurka;
• uurka iyo umusha;
• daryeelka buka qaraabada;
• dhaawac warshadaha.

Funds waxaa sidoo kale loo isticmaalaa by Fund ee horumarinta bulshada iyo xasiloonida dhaqaale FSS.

Ururka darsaday caymiska bulshada

Ka dib markii mushaharka bilaabmaa dejinta account of caymiska bulshada iyo daryeelka. Caddadka in loo shaqeeyuhu bixin doonaan shaqaalaha bil kasta oo ah qaab dakhliga gudashada waajibaadka waa saldhigga canshuurta ee xisaabinta tabarucaadka in lacagaha caymiska. Waayo, ururada codsanaya canshuuraha caadi, 2016 heerka FSS waa 2.9%. Go'aamisay iyo xaddido tirada daqliga sannadlaha ah kaas oo canshuurta aan la eedeeyay. Wixii sannadka hadda waa loo siman yahay si 718 kun P..

Loo shaqeeyeha waxaa waajib ku ah in loo xisaabiyo qadarka caymiska, iyo sidoo kale in ay u wareejiso maalinta 15-ka dib markii bishii warbixintan. quarter kasta, unug sharci soo bandhigi doonaa warbixin u FSS, taas oo ka kooban macluumaad ku saabsan qalabka mashaqo iyo mushaarka la xidhiidha caymiska bulshada. Foomka Warbixinta 4-FSS siiyo jidhka idman aan ka dambayn maalinta 20aad ka dib markii quarter warbixintan. Haddii dukumentiyada la siiyaa qaab elektaroonik ah, maalinta ugu dambeysa ee dhalmada waxaa ku qoran lambarka 25. Baahida loo qabo in warbixin ka hor dhici kara haddii ay dhacdo of magdhow ka Fund ee bixisay in lacag dheeraad ah.

TUSAALE xisaabiyo wajigeeda bil FSS ah

XISAABIN caymiska bulshada iyo dayactirka waa la fuliyay ka dib markii mushaharka. Qabtaan khiyaali ah X shaqaale waa warshad xubin ka ugu weyn ee wax soo saarka ee shukulaatada. Wuxuu ahaa mushaharka ee qadarka 22 kun. P. Waxaa lagama maarmaan ah si loo ogaado xaddiga qayb Caymiska Fund bulshada, kuwaas oo loo shaqeeyaha waxaa waajib ku ah in ay bixiyaan ay shaqaale. Xisaabiyaha dhaqmayso isku xigxiga oo toos ah;

1. Xisaabi tirada in la qiimeeyo: 18 000 × 2.9% = 522 p.
2. Qiimeeyey in FSS ah: AT 20 Km 69,01 in 522 rubles.
3. lacag kala iibsiga ee Fund caymiska bulshada: Dr 69,01 Km 51 in 522 rubles.

Isla mar ahaantaana shirkadda oofiyey go'an in qasnadda caymiska bulshada ee bishii la soo dhaafay.

Qaadhaanka hawlgabka

Shaqaalahu oo dhan uu dhalinyarada iyo dadka nolosha dadka waaweyn si hagaagsan u qalmaa cimri raaxo leh. fund Pension shaqeeya si muwaadin ah "ururay" for Seniority ee hawlgabka ugu wacan isaga ugu da 'weyn. Sida ku darsaday u xisaabinta FSS on caymiska bulshada iyo daryeelka la eego lacagta hawlgabka buuxda gacanta ugu qabto ee loo shaqeeyaha.

In 2016, heerka ka qayb qaateen inay fund hawlgabka canshuur guud waa 22% dakhliga qofka shaqaalaha ah. Yaree qiimaha sanadlaha ah ee dakhliga ku soo gala ka kaas oo lacagaha la siiyo, waa 796 kun. P. At qadar aad u size this waxaa loo xisaabiyaa 10%, kaas oo sidoo kale waa in la qoran XPIEIV ah.

Waxa intaa dheer in is-xisaabinta iyo xisaabinta bixinta qasnadda hawlgabka, loo shaqeeyaha ayaa sidoo kale loo baahan yahay si ay u siiyaan noocyada soo socda ee wararka la eego dhisay by sharciga:

• foomka of BCR-M on xogta shakhsiga ah ee shaqaalaha si rasmi ah u shaqaysta (magaca oo buuxa, SNILS tirada) - bil kasta oo aan ka dambayn maalinta 10aad;
• sameeyaan RSV-1 - for quarter kasta oo maalintii 15aad ee bisha labaad ee xisaabaadka ee diyaarinta warqad iyo maalinta 20aad ee foomka electronic.

Warbixin RSV-1 waxaa ku jira macluumaad faahfaahsan oo ku saabsan xaddiga mushaarka iyo wixii intaa ku amray, heerka on taas oo xisaabinta la sameeyey, iyo sidoo kale macluumaadka ceymiska. Foomka waa dokumenti khasab ah ee dhammaan noocyada kala duwan ee ururada (oo ay ku jiraan nidaamka canshuurta fududeeyey, iyo OCHO UTII).

TUSAALE xisaabiyo lacagta hawlgabka

Qaadhaanka si Fund Pension waxay ku xiran yihiin dejinta xisaabaadka caymiska bulshada iyo daryeelka. Dhajinta waxaa la sameeyey ka dib markii mushaharka. Tusaale ahaan, mushaharka ee xisaabiye ganacsi ganacsi waa 16 kun. P. Kaloy fund hawlgabka by heerka guud ee kiiskan waa: 16000 × 0.22 = 3520 rubles.

taararka barbaro: AT 44 KT 69,02 at 3520 p. Transfer of lacag fund hawlgabka waxaa la socda qoraalka: Dr 69,02 Km 51.

Eedeeyay tiro kor-xadka dakhliga

Hadda waxaan ka dhigi kaalin xisaabinta of shaqaale PF leh dakhliga ka badan 796 kun oo P.. sanadkiiba. Ku-xigeenka. Chief helo dakhliga go'an hoos heshiis 70 kun. Rubles bil kasta. Inta aad u baahan doontaa inaad bixiso si fund hawlgabka shaqaalaha ah? xisaabinta:

• 796 000 ÷ 12 = 66 333 rubles. - Yaree qiyaasta mushaharka bishiiba lacagta at heerka of 22%;
• 66333 × 0,22 = 14,593 p. - cadadka lacagta hawlgabka mushaar la oggol ugu badan;
• 70 000 - 66 = 333 3667 p. - ka badan lacagta ugu badan ee dakhliga;
• 3667 X 0,1 = 367 p. - bixinta dakhliga-xadka at 10%;
• 14 593 + 367 = 14 960 p. - wadarta guud ee ku darsadeen in ay fund hawlgabka bishii la soo dhaafay.

Si la mid ah tirada this dakhliga FSS waxa lagu meelaynayaa oo keliya in lacagta aan ka badnayn 718 kun. P. sanadkii (59,833 bishii). Iyada oo tiro aad iyo aad u heerka of amniga bulshada, ka duwan XPIEIV waa loo siman yahay si 0%

taageero caafimaad ee muwaadiniinta

bixinta The final Sanduuqa Bulshada federaalka waa caymiska caafimaad. Its joogitaanka ogolaanaya muwaadin ah si ay u helaan daryeel caafimaad oo lacag la'aan u qalma. Qoondaynta in FFOMS bil kasta ka dhigay, iyadoo lacagta oo dhan dakhliga in uu yahay. E. Xadka canshuuri karo ee noocan ah laga jarin aan la bixin. Guud ahaan, heerka amarka caymiska caafimaadka waa 5.1%. on wareejinta xogta tilmaamay in weedhaha of RSV-1, kaas oo niman beerrey ah u fund hawlgabka.

Qeex xaddiga laga jarin ee FFOMS iyo lacagaha kale ee bulshada tusaale ahaan: mushaarka shaqaalaha ka mid ah wax soo saarka asaasiga ah ahaa 36 kun oo rubles .. U degaan on caymiska bulshada iyo daryeelka. farriimahaas waxa la sameyn doonaa sida soo socota:

1. 36000 × 2.9% = 1044 p. Am 20 Km 69,01 - qiimeeyo ee FSS ah.
2. 36000 × 22% = 7920 p. Waxaan ahay 20 Km 69,02 - Assessment of Fund Pension ah.
3. 36000 × 5.1% = 1836 p. Ahay 20 Km 69,03 - qiimeeyey in FFOMS.

Transfer of lacag ay lacag la xaqiijiyay entries: Dr 69,01, 69,02, 69,03 Km 51.

Isticmaalka canshuuraha hoose

Si loo yareeyo lacagaha heerka lacag bulshada ee 2016-ka filan karto ganacsiga qaar ka mid ah. Xaaladaha in la arkay waxay ku qoran yihiin Code cashuuraha. Shaxda ay muujinaysaa hay'adaha iyo heerka ahaaneed ee lacagaha bulshada, taas oo lagu dabaqi karo.

Sannad ka sannad, halkaas waxaa jooga dib u habaynta iyo hagaajinta dejinta ee caymiska bulshada iyo daryeelka. Waxay abuurtaa tiro badan oo ka mid ah faa'iidooyinka loo shaqeeyaha, si ay u dhiiri iimaanka wanaagsan in ay bixiyaan "barnaamijyada bulshada."

Control xisaabinta for FSS, FS iyo FFOMS

Sida ula kasta oo macluumaadka kale ee kormeerka, dejinta hubinta ee caymiska bulshada iyo daryeelka waa qayb muhiim ah oo ururka xisaabinta. dib u heshiisiinta ugu muhiimsan ujeedada eryaday tirooyinka la qiimaha dhabta ah ee lacagaha bulshada in lacagaha federaalka, waa in la tixgeliyaa natiijada saldhigga daacad xisaabinta xisaabaha isu xaddiga darsaday bulshada diiwaan geliyay diiwaanka xisaabeedka iyo waraaqaha warbixinta.

Hantidhawrka qarsaday lacagaha caymiska bulshada, waa inay bixiyaan si daacad fiiro:

• xisaabinta ee mushaharka;
• codsanaya canshuuraha ,
• accrual mid ah faa'iidooyinka kharash ku lacagaha bulshada federaalka;
• diiwaanada xisaabta rumayn ka xukun iyo kala iibsiga ee caymiska,
• data ledgerka guud iyo garaafyo "Xisaabtaan on caymiska bulshada iyo ammaanka" ee dheelitirka account of 69 ka,
• warbixinta waraaqaha on caymiska bulshada iyo khadka waqtiyeynta ay u Dhiibaan maamulka la xiriira.

Xisaabinta, xisaabinta iyo isticmaalka ammaanka muwaadiniinta sameeyey oo ku saleysan xogta lagu kalsoonaan karo oo ku saabsan tirada daqliga iyo joogitaanka sababaha wanaagsan si aad u codsato heerka hoos u, eber heerka, ama maqnaanshaha dhamaystiran oo suuqa kala iibsiga. Xaaladaha uu sharcigu dhigayo, shirkadda had iyo jeer tirin karaa on celiyo lacagta ku darsatey bixisay in lacagtaas. Nuxurka of dejinta ee caymiska bulshada iyo daryeelka - si loo ilaaliyo dadka iyo in la siiyo taageero ee Inta badan xaaladaha loo baahan yahay, halka aan culays kutaala badheedhi qeybta ganacsi.