Shahaadada Sberbank: in ay kor u yahay

Waqtigan xaadirka ah in, marka uu qofku qabo lacag ah oo lacag la'aan ah, inuu doonayo inuu iyaga ku badbaadin oo keliya ma aha, laakiin sidoo kale in la kordhiyo. Hadda waxaan kaala hadli doonaa oo ku saabsan waxa ay tahay shahaadada Bank Savings ka, iyo sida ay tahay ka deebaajiga kala duwan.

Waa maxay Shahaadada kaydka ah?

Haddaba waa dhinaca ammaanka ah, kaas oo ah qalab lagu kalsoonaan karo lacag lagu badbaadinayo. Certificate si cadeynayaa xaddiga in shaqsi sameeyey si uu account of Bank Savings ah. Milkiilaha warqada in muddo cayiman ay lacag ka danta mashaqo ku dul qaadan kartaa.

The shahaadada kaydka ka Sberbank waa ka qayb fudud oo kala duwan?

The farqiga ugu muhiimsan ee u dhexeeya shahaado iyo waxqabadka waa in qofkii ugu horreeyey ee aan u baahnayn furitaanka xisaab qof gaar ah, sida ammaanka tani waxaa la soo saarey kii. Sidaas darteed, milkiilaha, kuwaas oo helay shahaado kaydka ah, Sberbank uu ogolaanayaa in ay siiyaan, iibiyo, la iibsado, ama gudbin dhaxalgal ah oo aan wax dhibaato ah. Sidoo kale waxa loo isticmaali karaa sida qalab lacag.

Faa'iidooyinka shahaadada waxiibsashada

Waxaa ka mid ah faa'iidooyinka, kaas oo shahaado by Bank Savings ah, waxaa lagu ogaan karaa:

1. Heerka A sare xiiso badan deebaajiga - 9,75% sannadkii. Xaaladdan oo kale, haysta warqad this heli celinta sare.
2. Lacagta ee shahaadada kaydka lagu kaydin karaa waqti dheer, iyo sidoo kale in ay soo bandhigaan lacag bixinta waqti kasta ka hor inta uu dhacayo heshiiska.
3. isticmaalka mobile. Shahaadada waxay noqon kartaa ugu deeqay ama la iibsado mar kasta, waqti isku mid ah ka heli gacmahaaga on lacagta oo dhan.
4. shahaado Savings Bank la sarifan karo qof kasta oo ka ka soo gaartay oo ka mid ah securities-ka iyo shakhsiyadda Caddaynta dokumenti, sidaa darteed uma baahna in ay soo saaraan power of attorney ama is-tixraac bangiga. Laakiin waxaa lagama maarmaan ah in ay taxaddar, sababta oo ah shahaadada la sarifan karo oo dadka musuqmaasuqa. Wargeyska ayaa waa in la siiyaa oo kaliya in ay kuwa aad dhab ahaantii ku kalsoon tahay.
5. Savings Bank Certificate la ilaaliyo, taas oo ka badan la mid ah ilaalinta qoraallada bangiga, si aad u badbaadin kartaa adiga kuu gaar ah oo aan wax cabsi ah ka raasamaal ee foomkan.
6. Lacagta ugu badan gebi ahaanba waa xayiraad lahayn. shahaadada Sberbank loo qiimeeyo kartaa ilaa 8 million. Sidoo kale waxay ka dhigan tahay waxaad badbaadin kartaa 3 bilood ilaa 3 sano.

Qasaaraha Certificate gadashada

In shahaadada weli dhowr qaladaad oo muhiim ah:

1. Qadarka yar ee afku ee shahaadada ay guushu ku 10 kun rubles. Paper noqon kartaa dokupleny laakiin ma sarifan. Haddii loo baahdo, lacagta waxaa lagu soo celin karaa buuxa ka hor dhammaadka muddada, laakiin dulsaarka uu noqon doonaa 0.01 boqolkiiba sida on deposit "on baahida". Iyadoo la tixgelinayo shahaadada, heerka lagu sabayn doonaa.
2. Caddaynta waxaa u cusbooneysiin karaa darsaday. Sidaa darteed, isticmaalka ereyada securities sida keliya in ay dhacdo dhameystiran ka bixitaanka lacagtaas iyo helitaanka of securities mar kale.
3. khasaare kale u dhaqmo in shahaadooyinka aysan khuseyn caymiska. Sidaa darteed, haddii shirkad tagaa kacda, ka celinta dhaawac waxaa la samayn karaa oo keliya ee safka amarka.
4. Interest waxaa loo xisaabiyaa kaliya dhamaadka muddada, halka kayd leeyihiin cap la heli karo iyo gelinayn lacagaha ay heerka sare ah, in uu yahay, by kala iibsiga ka mid deposit in kale.

Ka hor inta aadan iibsan shahaadada kaydka ah waa in iskiis u go'aansado haddii faa'iidooyinka bi'isaa darrada ah.