Rating bangiyada Yukreeniyaan si waafaqsan heerka uu isku halaynta for 2016

Qiimeynta ee bangiyada ee Ukraine waxaa saddexdii biloodba mar soo ururiyey oo sanad-dhamaadka. Iyadoo ku salaysan waa la ogan karo isbeddellada ugu muhiimsan ee horumar ah ee suuqa dhaqaalaha, si loo ogaado shirkadaha ugu guulaha badan oo isku dhibaysaa.Laakiin. Sida ay natiijada kama dambaysta ah 2016 muujiyaan ururada qaab fiican oo ay taageerayaan caasimada shisheeye. Waxaa ka mid ah 50 hay'adaha maaliyadeed ee dalka ugu weyn ee la aqoonsan yahay sida ugu kalsoonaan karo , "Credit Agricole Bank".

Falanqaynta xaaladda

xaaladaha shaqada waa mid aad u adag oo ku saabsan suuqa bangiyada Yukreeniyaan ee ugu danbeysay 2 sano. Dhab ahaantii Tani waxay saamayn ku saddex waxyaalood. Marka hore, gobolka lumisay gacan ku haynta badan qayb ka mid ah dhulka keentay in khasaaraha ka mid ah gacanta ku bangiyada oo ka mid ah deynsanaya iyo dammiin. celcelis ahaan waa 15-20% wadarta faylalka amaahda.

Second, ka hryvnia qiimo tirtay in ka badan 3 jeer ka dhigay a adeegyada amaah sarifka lacagaha qalaad ku dhowaad dhalanteed. Xitaa kuwa deynsanaya oo doonaya in ay iyaga u abaalmarin. By dhamaadka 2016 (sida uu baanka dhexe ee Ukraine), 47.8% oo deyn oo dhammu waxay ahaayeen lacag. Tani waxay u dhigantaa 327 bilyan oo hryvnia. Waa lacag waa in kaa caawin bangiyada inuu ku soo laabto dhiganta 404 bilyan oo kayd hryvnia ee lacagta qalaad.

Saddexaad, hoos u dhaca dhaqaalaha dhabta ah (xitaa marka la eego uah) iyo shaqo la'aanta sii kordhaysa leeyihiin saamayn taban ku leh deynta.

marsiin

Under xaaladahan, arrimaha ugu waaweyn saamayn isku halaynta ee bangiyada yihiin:

• Wixii la doonayay oo ah saamileyda in ay kicin ururka shaqada by maal-(taas oo ku lug leh khatar a).
• Wixii la doonayay oo Bankiga Qaranka ee Ukraine inay maalgashi si loo badbaadiyo bangiyada.
• Opportunity inay sidaa sameeyaan.

Lacagta weyn dherigii, weyn u doonaya in ay ku caawiyaan, laakiin si ka badan waxaa looga baahan yahay dib u soo kabashada dhaqaalaha.

kooxaha bangiyada shisheeye Large

Iyada oo ay tani waa bangiyada ugu kalsoonaan karo in Ukraine, isu cadaato ugu fiican ee suuqa ee qaranka. jagooyinka Strong ku kala duwan yihiin hay'adaha soo socda ka tirsan kooxda Yurub, "Raiffeisen Bank Aval", "UkrSibbank" (BNP Paribas), "OTP Bank", "Credit Agricole Bank", "Kredobank" (PKO BP), "ProCredit Bank", "Pravex Bank "(Intesa)," fikrad Bank "(shaadaasha).

Si kastaba ha ahaatee, xitaa waxaa tabar Yartihiin in kooxdan: ku dhowaad dhammaan hay'adaha Yurub dooneyso inay iska iibiso hantideeda Yukreeniyaan. Isla mar ahaantaana sale ee la soo dhaafay of milkiilayaasha Yukreeniyaan ama Ruush horay u keentay in kicitaan ee dhawr sano. Tusaale ahaan, waxan ku dhacay bangiyada Yukreeniyaan sida dhibtoodaan, sida a "Forum" iyo "Kreditprombank".

Si kastaba ha ahaatee, khubarada ha ka fikirina 4 shirkadaha maaliyadeed bixinta adeegyada macaamiisha waaweyn shirkadaha oo kaliya: "ING", "City", "Deutsche Bank" SEB. Bank "Credit Europe" (waxaa ka mid ahaa in kooxda ka diiwaan gashan dalka Netherlands, ay leeyihiin shaqsiyaadka - muwaadiniinta Turkey) sidoo kale qaataa ganacsiyada yaryar iyo kuwa dhexdhexaadka ah, laakiin aan ku shakhsiyaadka.

sababaha halista

On rating ee bangiyada Ukraine ay leedahay shirkado shisheeye, saameeyey dalka ay asal ahaan ka mid ah dhibaatada. Tani gaar ahaan waa run ka mid ah ururada ka Russia, Greece iyo Cyprus. Russia ka yar yahay cunaqabatayn caalami ah, ka cabanaya dayrta fiiqan in qiimaha tamarta iyo qiime dhaca ee ay lacagta. Greece waa in xiisadda dhaqaale ee 10-kii sano ee la soo dhaafay oo soo bandhigay in xagaaga 2015 waa xayiraad aad u daran on bangiga aadid in muwaadiniinteeda. Cyprus ee 2013, lagu qabtay a "habeynta" ee kayd laba bangiyada ugu wayn ee dalka, bedelida qayb ka mid ah lacagta ee maalgashadayaasha in saamiyada in ay yihiin ku dhowaad aan waxtar lahayn.

Sidaa darteed, awoodda ay bangiyada ka yimid wadamada si ay u caawiyaan unugyada ay Yukreeniyaan mustaqbalka su'aalo. liiska buuxa ee bangiyada la caasimada Ruush: "Ukrsotsbank", "Prominvestbank", "Sberbank of Russia", "Alfa-Bank", "VTB Bank", "Vieste Bank", "Forward". By hay'adaha Greece iyo Cyprus waa: "Universal Bank", "Piraeus Bank ICB", "Marfin Bank".

dhiirogelin ugu weyn ee kooxahan xisaabtaaysa - si ay u ilaaliyaan sumcadooda suuqyada badhtamaha iyo bariga Europe - kuu ogolaanayaa inaad dhigay heerka hoose ee lacag dhigaal ah marka loo eego baananka maxalliga ah. "Gabadh" kaco Yukreeniyaan burburisay kartaa sumcad in.

bangiyada Yukreeniyaan

bangiyada Yukreeniyaan dawladdu leedahay kuma jiraan qaab ciyaareed fiican. Si kastaba ha ahaatee, xukuumadda iyo Baanka Qaranka ayaa isku dayaya si ay u taageeraan in si kasta oo macquul. Inta lagu jiro 2015, gobolka maal ku dhawaad 20 bilyan oo hryvnia magaalada idman Oschadbank, "Ukreximbank" iyo "Ukrgasbank", iyo in quarter I 2016 waxaa sii toos ah in ka badan 14 bilyan oo hryvnia.

rating ugu sareeya ee bangiyada Yukreeniyaan ay leeyihiin caasimada gaarka loo leeyahay, in kooxaha soo socda: BNP Paribas, Credit Agricole, PKO BP ( "Kredobank"). Waxay credit rating waa maalgelin: A1-A3 (celcelis ahaan sareeya).

heerka A sare ee isku halaynta waxaa xisaabtaaysa group Intesa ( "Pravex Bank") iyo Raiffeisen, credit rating, sidoo kale, waa maalgelin ah: Baa1, Baa2 (hoos ku celcelis). jagooyinka qaali in rating ee bangiyada Yukreeniyaan in shirkadaha OTP iyo Procredit. Qaybta A wanaagsan yahay credit rating maalgelinta Procredit on BBB (u dhiganta Baa2). OTP credit rating waa mid ka mid heer ka hooseeya Ba2 maalgashiga, BB +.

Liiska baananka ugu kalsoonaan karo

List of bangiyada ee Ukraine ayaa waxaa hoggaaminaya "Credit Agricole Bank". Muddo dheer booska waxaa lagu qabtay "UkrSibbank". Top toban hay'adaha maaliyadeed waa sida soo socota:

• heerka ugu sareeya ee isku halaynta ee shirkadaha Credit Agricole (meel 1-deedii), "Raiffeisen Bank Aval" (2) iyo Oschadbank (3).
• Heerarka sare ee soo bandhigid "Kredobank" (4) "Ukreksimbank" (5).
• In dhexe ee tobanka ugu sareeya, "UkrSibbank" (6) "Citybank" (7) iyo "ProCredit Bank" (8).
• halaynta filan y heerka "UKRGAZBANK" (9) "UKRSOTSBANK" (10).

isbeddellada

bangiyada Yukreeniyaan Private ee 8 sano ee la soo dhaafay waa rajo ka dambeeya. 01.01.2015 sanad kale sida ay NBU dhexdooda hay'adaha ugu waaweyn "Delta Bank" (hadda kacday) qabsadeen meeshii 4-tii la eego hantida, "Nadra Bank" - 11, "Maaliyadda iyo Credit" - 13. Yaa ka mid ah kooxda oo ka mid ah 14 bangiyada ugu wayn, laba kaliya Yukreeniyaan leedahay saamileyda gaarka ah. 100% ka mid ah shirkadaha kacay oo ka mid ah 10-kii sano ee la soo dhaafay - a bangiyada gaarka loo leeyahay Ukraine.