Multiplier bangiyada

Banking multiplier - farsamo for koritaanka wadarta helitaanka lacagta, taas oo ku saabsan akoonno wax lagu shubto ee bangiga ganacsiga kasta oo sabab u ah dhaqdhaqaaqa lacagaha ka mid account in kale.

multiplier Banking ka shaqeeya ma ahan oo keliya marka bangi ganacsi bixisaa credit, laakiin sidoo kale ay dhacdo in meesha ugu iibsadaan bangiga dhexe ka bangiyada ganacsiga ee lacagta, kaydka ama securities kale. Sidaas darteed, waxaa jira hoos u dhac khayraadka baananka maal hawlgal firfircoon, iyo koritaanka of kaydka oo lacag la'aan ah, ka dibna loo isticmaalo on-daynta, ie bilaabo multiplier bangiyada. Ina keena aynu baaro fikirka this si faahfaahsan.

bangiga KOOBAN farsamo multiplier iyo kaasu waa kan ugu haboon in la ogaado tusaale ahaan gaar ah. Ka soo qaad in shirkad gaar ah oo u adeega bangiga A ayaa qiimihii dhoofinta iibiyey iyadoo ka qaybgalka tooska ah ee bangiga on MICEX ee qadarka 10 000 mari., Taasi oo markii dambe waxaa la turjumay account wariye ee Bangiga Dhexe ee Ruushka. bangiga A wareejiyo lacag ay ku account dejinta ee shirkad (deposit dalabka) ee. Sida lagu aasaasay by Bangiga Dhexe, qayb ka mid ah lacagta ay u xisaabsan in account gaar ah oo leh ugu yaraan reserve khasab ah. U qaadan in heerka khasab ah waa 4%. Markaas lacagta keydka uu noqon doono si siman u 400 rubles.

Sayidka, bangiga ganacsiga ay wax uga qabato cadadka 9600 rubles., Kuwaasoo loo isticmaali karaa faa'iido. qalab waxaa lagu magacaabaa mararka kaydka ka badan bangiyo ganacsi. Wax ka hortagtaa abuuritaanka u tilmaanto shirkad kale amaah isticmaala adeegyada ay. Sidaas daraaddeed, our bangiga siinayaa amaah ah shirkadda kale ee qadarka 9600 rubles. Sidaas darteed ee hawlgalka this, reserve ee xad-dhaaf waa la dhimay si wada eber la qadar diiwaan gelinta soo saaray isku mar on deposit in bangiga isla. Markaas iyaga oo gargaar ka shirkad amaah ku bixisay alaabta ceeriin iyo lacagta wareejiyay account of qeybiyaha in B. bangiga Sidaas darteed, waxa uu leeyahay ee lacagta qubo ay gaadhaya 9600 rubles, 4% oo (384 rubles) waa in reserve, iyo ka hartay 9216 rubles. Bank B ayaa sidoo kale laga yaabaa in u dirto credit ee shirkadda kale. Sidaas darteed, waxaa jira in la kordhiyo lacagta, iyo in ay si amaah ah iyo deebaajiga idiina cusub ee hadda jira waxaa lagu daray.

War haatan aynu ka fiirso sida aan u xisaabi kartaa multiplier bangiyada. formula waa sida soo socota:

Kb.m. = M2k.g. (M2k.g. - M0n.g.), halkaas oo

Kb.m. - bangiga multiplier Wehliyaha;

M2k.g. - xaddiga lacagta dhamaadka sanadka dejinta;

M2n.g. - size ee sahayda lacag bilowgii sanadka tixraaca ah,

M0n.g. - lacagta oo dhan oo lacag caddaan ah bilowga sanadka tixraaca.

multiplier Banking oo keliya shaqeeya marka nidaamka bangiyada leeyahay laba heer. Waxay ku taallaa on bangiga ugu horeysay dhexe, kaas oo ay gacanta ku hab ay. Iyo heerka labaad waa bangiyada si toos ah ganacsiga naftooda in la bilaabay, iyadoo aan loo eegin rabitaanka ay. Xaaladdan oo kale, saamaynta sii kordhaysa lacag aan la gaari urur kaliya, laakiin nidaamka bangiyada oo dhan. Waa wax iska cad in animation bangiyada ay ku xidhan tahay size ee kaydka loo baahan yahay. The heerka hoose, kaydka free bangiyada more ganacsi ", ay sabeyn, Kuna kordhisay helitaanka lacagta.

multiplier Banking shaqeyn karaan dhinaca ka soo horjeeda. Haddii macaamiisha bilaabi tirade in ay lacag ka baxdo lacag dhigaal ah, wadarta guud ee amaahda oo dhan waa la dhimi doonaa oo credit ah yiddidiilo helitaanka lacagta.

Waxaa xusid mudan in ka mid ah oo dhan hawlaha firfircoon ee baananka oo keli ah maalgelinta credit abuuri karaan lacag dhigaal ah oo cusub, sidaas fulinta shaqo ee warshadu hawada nidaamka bangiyada qaranka. The ka weyn amaah ah la soo saaro, ka weyn ee mugga arrinta note.