Co-operative lahaanshaha iyo dhinacyada ay aasaasiga ah

Co-operative lahaanshaha waa nooc ka mid wadareed oo ku salaysan hawlaha xubnaha iskood ah u midoobay si ay u isticmaalaan la qalab iyo kayd dhaqaale. iman kara High mintidnimada of this form lahaanshaha waxaa sabab u ah hordhaca ah ee ka qayb shaqsi (share). Taa baddalkeeda, co-operative lahaanshaha qabanayaa noocyo badan, halkan waa qaar ka mid ah iyaga ka mid ah:

• Horumarinta lala hantida Dawladda
• On ku salaysan heshiiska
• In foomka oo ka mid ah shirkadaha warshadaha
• Banks Co-operative
• Iskaashatooyinka Consumer
• Iskaashatooyinka Credit
• Iskaashatooyinka Guryaha.

Hantida ay leeyihiin iskaashatada, waa isticmaalka, hanti buuxa iyo qashin oo dhan xubnihiisa. Kulan xubnaha 'aqoonsan ay jidhka maamul sarreeya, on taas oo mid kasta oo iyaga ka mid ah xaq u leeyahay in hal cod marka go'aan. Iyada oo ku saleysan this, waxaannu ku tirinnaa karaa in, inkastoo xaqiiqda ah in lahaanshaha co-operative waa foom gaar ah - waxaa maamula si wadajir ah dhamaan xubnaha ururka.

Co-operative lahaanshaha, madaxbannaanida hantida aasaaska oo la oggol yahay (share) fund, abuuray by hordhaca ah ee qaaraan ka qaybgalayaasha. Waxaa loola jeedaa hordhaca ah ee lacagta ay ka qaybgale kasta waqtiga waraaqaha diiwaan by jirka ah ee dadweynaha ee size a in loo heli karaa sharciga iskaashi ahaan ama iyadoo dhan. Inkastoo Code Civil RF uusan siin ma for size gaar ah fund ee Iskaashatooyinka kala duwan, waxaa iska cad in ay size ugu yaraan noqon doontaa si weyn u kala duwan, baahida loo qabo in loo ansixiyo sharci-dejinta ee ku darsaday in uu a noocyada gaar ah oo iskaashi ah. Tusaale ahaan, iskaashiga a abuuray dhismaha guri lagu hoydo, waa in ay leeyihiin sanduuq labada dhinac in xaddiga kharashka si buuxda u bixinta kharashka dhismaha.

Faa'iida weyn ee foomkan lahaanshaha waa in dheeraad ah ku darsaday share, in kiiska halkaas oo fund ugu weyn ee labada dhinac aysan dabooli karin kharashka oo dhan si loo gaaro natiijo gaar ah. Sayidka, lahaanshaha iskaashi waajib dhali hoosaad liability si wadajir ah in lacagta aan la sameeyey, sida lagu sheegay para. 4, Art. 116 ee Xeerka Madaniga ah, haddii ay dhacdo non-bixinta share oo dheeraad ah.

Si kastaba ha ahaatee, marka Dhab ahaantii qaatay lacag is mashruuca uu ka yar yahay ka qaybgalayaasha ka dhigay, oo iyaga waa in lagu soo celiyaa xubnaha ku salaysan khasab ah. Ku dhawaad inta badan waa heleen marka xaddiga idman (share) fund ee iskaashatada, dhab ahaantii soo baxday in ay wax badan ka badan qiimaha lagu qiyaasay guryaha cusub. Sidaas darteed, ka qaybgalayaasha hantida leh qiime jaban ku heli marka la barbardhigo Hordhac saamiyada.

gaarka ah ee aqalka iskaashi ka mid ah rasiid rasmiga ah ee dokumentiga on diiwaangelinta gobolka, isagoo u Rumcyn xaq u leeyihiin inay hanti ka dib markii xirmo dukumentiyada la xiriira Adeegga Federaalka Diiwaangelinta. Maadaama ay Co-op in lahaanshaha buuxa ee qofkii lahaa isla markiiba ka dib furashada ugu dambeeya ee share a iyo dhab ahaantii horeba waa hantida.

Lahaanshaha iskaashi ay meesha suurtagalnimada ee qabashada sharci darrada ah ee hantida, waxay ka tirsan tahay ururka ama shaqsiyaad in ay xaq u leeyihiin in ay si degdeg ah u dalbadaan, in la baabi'iyo dhammaan xadgudubyada ee arrintan la xiriira in ay magdhow dhaawac ay sababeen hantida iskaashi iyada oo sababtu tahay anshax-xumo. In iskaashatooyinka ka qayb saxda ah ee hantida, isticmaalka iyo qashin, hantida ay leeyihiin iyaga ama isticmaalka hantida on kasta oo dhulka kale oo sharci.